Having to pay back your loan is not slavery.

Loans come with a huge risk and interest. It has enabled us to think ahead to the future or make huge purchases, for better or worse. We don't have to live within our means when we can borrow from the future. But that isn't something to do on a whim.

It is not the fault of capitalism that you have to pay back the loan you borrowed to pay for your student education or a house. The market provides opportunities and choices... so you can shop around for the best deal you can find on the market.

When it goes bad... you only have yourself to blame because you didn't plan ahead or think it through enough. Sometimes shit does happen that is beyond that though, and it is no ones fault. Just something you have to deal with.