I'm not a fan of banking or banks, but they are certainly not useless.
However, this kind of attitude from the FCAC is just obnoxious.
http://www.cbc.ca/news/business/cibc-financial-advisor-reacts-to-fcac-report-bank-sales-culture-1.4625096 https://mastodon.club/media/SlnoPO-Zl4zPxPV8xsY