Official looking letters from both the council and the bank arrive today. I just about manage to not have a full blown panic attack while opening them - I'm like Jesus Christ, what's happened?
Council: routine check to see if I am still living on my own and entitled to council tax discount
Bank: we're sending you a new debit card as your current one expires in a couple of months
I wish they wouldn't send such things in grave-looking Bad News envelopes.