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Annah (maiyannah@community.highlandarrow.com)'s status on Saturday, 19-Jan-2019 10:10:06 EST Annah There are a LOT of people who absolutely want you to use credit, but in a day where most places take direct debit (and cash) purchases, the only reason to use credit is to have chargeback protection. I wonder how long it will be until this becomes basically an extortion/racketeering method.