breton> Due to the European PSD 2, which came into effect in #Germany in January 2018 , banks will have to abolish the paper TAN within the next 18 months.
Welcome to the world of proprietary apps, proprietary standards and mobile network dependency. https://de.wikipedia.org/wiki/Transaktionsnummer mentions 1 standard used in banking, everything else seems to be invented in-house.
Dear Germans, what banks use well-standardized procedures and/or don't require a mobile phone?
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