Some rough maths to calculate the cost of a new car with a 10 years life cycle. No fuel in the maths.
That costs 133€ / month + eventual car park if any.
If you think that buying a good quality bicycle or an electric bicycle for 3000 € is expensive, a car is a lot more expensive.
When it'll be time for my car, I don't think I'll buy a new one.
I only use it for long travels if no alternative, and renting one for a week is like 150€
My bike is enough for moving around in my city.