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1. captain typ0 (inkslinger@coales.co)'s status on Tuesday, 01-Oct-2019 10:49:59 EDT captain typ0

   Well, we picked up our new car last night (after some minor issues with the dealership) and I returned the rental this morning since today's the last day our insurance would cover it. The stolen car saga is, hopefully, done.

   But I was thinking about the insurance situation this morning and how it would be really bad if we didn't have money in the bank to pay for the car while we await our payout... (thread con't unlisted)

   1. captain typ0 (inkslinger@coales.co)'s status on Tuesday, 01-Oct-2019 10:51:43 EDT captain typ0

      in reply to

      Insurance was paying for a rental for us, with a max of $1,500. This would have paid for about a month with the rental, if we'd needed it.

      Last week, because they have officially made us an offer for payout and we accepted, they said, "OK, the rental is cut off in 3 more business days; if you keep it after that, you'll have to pay for it yourself."

      It was annoying, but not a big deal since we were close to buying a replacement by then.

      1. captain typ0 (inkslinger@coales.co)'s status on Tuesday, 01-Oct-2019 10:56:42 EDT captain typ0

         in reply to

         We had money in the bank, so we were not stressed too much about having to buy a new car, especially knowing that a cheque will be coming soon.

         But what if we'd been counting on that payout in order to be able to purchase a replacement? I still don't have a cheque in hand, so I'd either be stuck without a vehicle or paying for a rental out of pocket.

         Basically, if you're poor and your car gets stolen, you're fucked even if you have insurance.

         1. captain typ0 (inkslinger@coales.co)'s status on Tuesday, 01-Oct-2019 10:58:56 EDT captain typ0

            in reply to

            Also this reinforces the need to improve transit service in my city so that it's easier to get by without a car. It's doable in a few neighbourhoods, and we're lucky enough to live in one of them, so we actually don't drive a whole lot, but in many parts of the city it's really hard to get around if you don't have a car. If you have transit access at all, in takes hours instead of minutes to get anywhere you need to go.