#A1 is less communicative recently, like his dad. Together, their lack of response made the recent gifting process more difficult.

That's on top of the bank switch. (Note: I think I figured out part of the bank's issue--they are smaller, so many services are provided through disinterested third party contracted services that have no incentive to meet consumer expectations nor any interest in putting forth any exyra effort.)

Through it all, I have persevered, and my favorite ten year old will soon be enjoying his one-year #Crunch_Labs subscription.